Axis Bank Recruitment 2023 Credit Analyst

Axis Bank is recruiting a Credit Analyst role to work from home. Any Graduate, CAs/Management Graduates/ICWAs will be preferred candidates who can apply for the post. Read all the mentioned details carefully.

Axis Bank Recruitment job details:-

Axis Bank Recruitment Key Responsibilities:

• Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank’s penetration in those areas
• Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business
• Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities
• Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement
• Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc.
• Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations
• Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information
• Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer
• Initiate recovery of stressed accounts through tele-calling/ field visits
• Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes

Axis Bank Recruitment Qualifications:

Optimal qualification for success on the job is:

• Graduation/ Post-Graduation from a recognized institute

Axis Bank Recruitment Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Knowledge of banking products and services
• Ability to manage complex client situations
• Good communication (both verbal and written) skills in both English and the local language
• Ability to handle pressure and meet deadlines
• Good networking and relationship-building skills

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